A budgeting app for couples and families
Save together.
Debt-free, planned, calm.
Income, spending, bills, goals, interest and gold in one place. biriktir.io works out how much you can comfortably spend this month, so bills never slip and goals keep growing.
- Free sign-up
- No bank login needed
- Installs like an app on your phone
₺24,850.00
Holiday 2027
₺74,400 / ₺120,000
Interest +₺1,180 · this month
Rent
In 3 days
Every part of the household budget, on one screen
One app instead of a spreadsheet, a notebook and a reminder app.
Know what you can spend
It takes what you've spent, this month's bills and your savings plan out of your income. One number is left: safe to spend.
Log it in seconds
Tap + to add an expense, income, savings or gold. Split card purchases into installments; future months are filled in for you.
Never miss a payment
Rent, bills, subscriptions and card statements are created every month. Tick them off with one tap when paid.
See when you'll reach each goal
A holiday, a home, an emergency fund… An estimated date from your pace, and the monthly amount needed to make it.
Gold at jeweler rates
Grams, 24k, 22k, quarter and Republic coins… Valued at the jeweler's buy-back price, currencies at live rates; profit/loss against what you paid.
Count your debt-free days
A counter runs from the day you cleared your debts. See your credit card installment load month by month.
Month-by-month plan and insights
Step back and forward through months. Get a heads-up on category overspend, late payments or goals falling behind.
Talk to your AI assistant
Connect an MCP-capable assistant: “I spent ₺450 on groceries”, “What's due this week?”
Get started in three steps
Create an account
With an email and password, in a minute.
Set up your household
Send your partner the invite code; all data is shared between you.
Enter your routine once
Add your salary, recurring payments and goals; biriktir.io prepares every month's plan.
New
Money earning interest? See it in the app too.
Daily-interest accounts pay every day, but budget spreadsheets never show it. biriktir.io estimates daily interest from the rate table and non-earning floors; when you enter your bank balance, the difference is recorded as interest and the numbers match your bank.
- Tiered rates and non-earning floors
- Net interest after withholding tax
- Several goals in one account, or one account per goal
- A heads-up when you're just over a tier limit
Your data stays yours
Only your household sees it
Every entry belongs to your household and is protected by database-level access rules.
No bank connection
No bank password or account access; you enter the amounts yourself.
Export any time
Download all transactions as CSV and open them in Excel.
Turkish and English
Everyone in the household uses their own language; amounts are in Turkish lira either way.
Frequently asked questions
Does biriktir.io cost anything?
No, signing up and using it is free. We don't ask for a credit card.
Does it connect to my bank account?
No. It never asks for a bank password or account access; you enter income and spending yourself. For interest accounts, just enter the bank balance now and then.
Can I use it on my own?
Of course. A household can have one person; you can add someone with an invite code whenever you like.
How do I install it on my phone?
Open the site in your phone's browser: in Safari, Share → Add to Home Screen; in Chrome, Install app. No app store needed.
Is my data safe?
Data is visible only to members of your household and protected by database-level access rules. The AI assistant uses separate keys you can revoke at any time.
Does it give investment advice?
No. biriktir.io is a tracking tool; interest and prices are estimates for information only.
Stop wondering about the end of the month.
Set it up in a few minutes; your plan is ready from the next payday.
No credit card required.